Your Journey to Homeownership Made Simple

Buying your very first home is a milestone moment filled with excitement and important decisions. To ensure your purchase is completely hassle-free, Kushwaha Homes has compiled this comprehensive checklist for buyers in Delhi NCR.

Step 1: Calculate Your True Budget

Before beginning your property hunt, determine your budget by factoring in:

• Down payment capacity (typically 10-20% of property cost)
• Home loan EMI affordability (ideally not exceeding 40% of net monthly household income)
• Statutory costs: Stamp duty (4% for female buyers, 6% for male buyers in Delhi), registration fees, and legal charges

Step 2: Legal Due Diligence

Always verify the chain of title deeds, sanctioned building plans, encumbrance certificate (EC), and municipal tax receipts. At Kushwaha Homes, every property is 100% legally vetted with clear titles and bank approved documentation.

Step 3: Evaluate Physical Infrastructure & Finishes

During your site inspection, check for:

• Adequate elevator capacity with power backup (invertor/generator)
• Dual water supply (Submersible + Delhi Jal Board)
• Structural earthquake-resistant RCC frame construction
• Proper electrical wiring conduits and safety MCBs

Step 4: Formal Registration & Key Handover

Once your loan is disbursed and registration is executed at the Sub-Registrar Office, our relationship manager hands over your keys along with warranty cards for all installed appliances, fittings, and fixture documentation.